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Mortgage Library

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• Bankruptcy and FHA Loans
• What is an FHA Loan
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• What Can I Afford
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• Determining Property Market Value
• Another Mortgage Company
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• What is an Appraisal
• Why Get An Appraisal
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• Avoiding Foreclosure
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• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
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• Applying for PMI
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• What Is Pmi
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• Privacy Policy

Blog

• Blog - Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
• Blog - Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
• Blog - How to Profit from Buying a Home Now Despite Rising Rates
• Blog - Homebuying Help: How Downpayment Assistance Programs Work
• Blog - What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
• Blog - Should You Close Credit Cards Before Applying for a Mortgage?
• Blog - Does Having a Student Loan Affect a Mortgage Pre-Approval?
• Blog - Your Mini-Guide To Buying A Condo
• Blog - What Most First-Time Homebuyers Wish They Knew Before Their Purchase
• Blog - Simple Budgeting Tips: Getting Ready To Own Your First Home
• Blog - Benefits of a New Construction vs Existing Home
• Blog - What's Really Going On In the Market? Get Real Answers From Your Local Mortgage Advisor
• Blog - Get The Facts: Will Pre-Approval Hurt My Credit?
• Blog - How Working With A Mortgage Professional Can Save You Money
• Blog - Best Ways to Leverage Your Home Equity
• Blog - The Perks of Living in a Multigenerational Home
• Blog - Choosing the Best Mortgage Options for Unique Circumstances
• Blog - 10 Things to Check Before Buying in a New Neighborhood
• Blog - Add Instant Curb Appeal With These Ideas
• Blog - Thinking About Relocating? How to Choose Where to Live
• Blog - Top Ways to Raising Your Credit Score --Fast!
• Blog - Why Buying A Home Still Makes Better Financial Sense Than Renting
• Blog - Tips for Saving Thousands on Your Home Purchase
• Blog - Are We Entering a Buyer’s Market? Signs to Watch Out For
• Blog - Making Sense of the Current Housing Market
• Blog - Watch Out for these Red Flags When Buying a Home “As Is”
• Blog - Concessions You Can Get Even In A Seller’s Market
• Blog - What Does a Home Inspector Look For in a Home You Want to Buy?
• Blog - 2022 Real Estate Market Predictions
• Blog - How To Save For A Down Payment on a Tight Budget

Loan Officers

• Joel Gonzalez
• Stephanie Jacobowitz
• Laura Perez
• Richard Muñoz
• Greg Ortiz
• Annette Torres
• Richard Keen
• Michael Hays
• Rudy Pineda
• Natalie Zamor
• Jose Fernandez
• Trish George
• Christine Mendez
• Roy George

Social Posts

• Can I be turned down after getting 
Pre-Approval?
• How Do I Get A Mortgage If I'm Self-Employed?
• Is Buying A Foreclosure Smart For A First-Time Buyer?
• Pre-approval matters! These are the top reasons to get pre-approved before shopping for a home.
• Can you benefit from a refi? The break-even point is as important as low rates
• Tips for Winning A Bidding War
• What's a virtual open house in real estate?
• Mortgage Update: Compare Today's Mortgage and Refinance Rates
• Yes! You can buy a home even if you have student loans.
• Breaking Down Your Credit Score
• 5 Tips to Payoff Your Mortgage Faster
• Closing Costs: What Are They and How Much Will You Pay?
• “Can I Use My Equity To Buy Another House?”
• Can I Buy Land And Build A House With An FHA Loan?
• Guide To Qualifying For A Mortgage As A Non-U.S. Citizen
• How To Deduct Mortgage Interest From Your Taxes
• What’s The Minimum Credit Score For VA Home Loan Approval?
• How To Spot A Reverse Mortgage Scam
• How Does A Mortgage Underwriter Verify Income?
• What Are The Closing Costs For A VA Loan?
• How Do Non-QM Loans Work?
• How Do You Get A Mortgage For A Rental Property?
• Avoid These Mistakes When Buying A House To Flip
• Learn The Difference Between A Home Equity Loan vs. HELOC
• Step by Step Guide To Getting Your Credit Ready For A Mortgage
• Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
• How Can I Get Approved for a Mortgage as a Contract Employee?
• Your Guide To Buying A Home When You Have Bad Credit
• Better Alternatives To Withdrawing From Your Retirement
• Steps to Buying Your Retirement Home: Things to Consider
• Things to Consider When Deciding to Rent or Buy Your First Home
• Buying Mortgage Points: Is It Worth It?
• Is It Possible to Buy a Condo with a VA Loan?
• What’s the difference between private mortgage insurance and mortgage insurance premium?
• Factors To Consider When Purchasing a Home as an Unmarried Couple
• Who Qualifies for Down Payment Assistance?
• Best Home Loans For Single Parents
• How Do Second Mortgages Work?
• Here’s Why The Current Housing Market Isn’t Like 2008
• Concessions You Can Get Even In A Seller’s Market
• Making Sense of the Current Housing Market
• New Bill Modernizes VA Appraisals -Improves Access, Lowers Cost
• Foreclosure rates near pre-pandemic levels
• Battle Against Rising Rates: What You Need To Know
• First-Time Buyers Rebound, Representing Nearly Half of Homebuyers
• Builders Step Up Incentives to Win Homebuyers Back
• FHA Urges Lenders to Credit On-Time Rent for First-Time Buyers
• FHFA Approves Use of New Credit Scoring Models
• Fed Hikes Interest Rates .75 Percentage Point Again
• How Do You Get A Mortgage For A Rental Property?
• How To Buy and Sell Your Home as a Military Family
• Home Prices Beginning to Decline Nationwide -How Low Will They Go?
• Can Elections Influence Interest Rates?
• Mortgage Giants Ordered to Slash Upfront Fee for First-Time Buyers
• Mortgage Rates Plunge to Lowest in Weeks as Inflation Growth Cools
• Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
• Tips for Saving Thousands on Your Home Purchase
• What Does a Home Inspector Look For in a Home You Want to Buy?
• Watch Out for these Red Flags When Buying a Home “As Is”
• Why Buying A Home Still Makes Better Financial Sense Than Renting
• How To Save For A Down Payment on a Tight Budget
• 2022 Real Estate Market Predictions
• 5 Tips to Buy a Home Amid Inflation and High Mortgage Rates
• Fastest Drop in Mortgage Rates in 41 Years
• Should You Lock in Your Rate?
• HUD OKs Flood Insurance Options, Improving Affordability and Coverage
• Home Prices Dropping, How To Spot The Best Deals Fast
• A Day of Remembrance
• Top 5 Must-Do's for First-Time Homebuyers
• Comparing a 15-year Loan to 30-year Loan
• Buying Property With Your 401(k): Your Questions Answered
• There's Always Room For Improvement
• Homebuying has gone digital --and so much more convenient!
• FHFA Raises 2023 Conforming Loan Limit; High Cost Areas Now Over $1m
• When is the best time to get pre-approved for a home loan?
• Questions to Ask When Deciding On A Home Loan Program
• 5 Tax Benefits of Owning A Home
• Your Guide To FHA 203k Benefits
• We're Here to Guide You On Your Path to Buying Your First Home.
• Home Equity is Family Wealth that can be Passed on for Generations.
• We handle the paperwork so that you can get to the memories!
• Join us as we salute our veterans!
• Finding the right loan starts with getting pre-qualified.
• The truth about the most common mortgage fears.
• 5 Benefits of Working With A Mortgage Professional
• What you need to know about ARMs loans
• Wondering whether you should buy a home sooner rather than later?
• Rise and grind!
• 3 Roof Maintenance Tips for Homeowners
• Daylight savings is about to start.
• Easy Ways to Add Charm to Your Home
• Home Loans 101: What is RESPA?
• Home Loans 101: What is Private Mortgage Insurance (PMI)?
• Protect yourself from sudden increases in your mortgage payment.
• Simple Ways to Upgrade Your Home Office
• Your New Home is Just Around The Corner and a Click Away!
• Are you getting the lowest interest rates possible?
• Mortgage Rates Dip for a Third Week in a Row
• Is it a good time to refi?
• We're here to help turn your dreams into a reality!
• What is the average credit score needed for a home loan?
• The Kitchen is More Than a "Work Space." It's a Family Gathering Place.
• Finding the right loan starts with knowledge.
• What's the Average Credit Score Needed for a Home Loan?
• Tips for Finding a Real Estate Agent
• It starts with motivation
• Celebrate The Holidays
• Top 6 Reasons to Buy A House Rather Than Rent One
• Use These Tips To Determine Whether It's Worth Investing in a Fixer-Upper
• The Journey to Success is Where Growth Happens
• 3 Ways to Improve Your Home's Curb Appeal
• You Served Our Country. Now It's Our Honor To Serve You.
• Are you informed on all the points of buying?
• Sound Advice For Increasing Your Credit Score
• Your Guide To USDA Home Loan Benefits
• April is Fair Housing Month
• Good vibes happen under the summer sun.
• Talk with a trusted loan advisor and lower your payments
• HVAC Maintenance Tips for Homeowners
• We make applying for a home loan fast and enjoyable.
• How to prepare to buy your first home.
• What does your credit score mean? Find out...
• How To Decide Between a Refi and Home Equity Line of Credit
• Get the Facts about ARMs Loans
• Don't take our word for it. Read what others have to say about working with us.
• Home Maintenance Tips for Newbie Homeowners
• Your Guide To Fixed-Rate Home Loan Benefits
• Tips For a Pet Friendly Living Space
• Done with estimates and want definitive answers?
• You can do this and we'll show you how.
• Home Loans 101: What is Escrow?
• We make home financing fast, transparent, and enjoyable!
• Home Loans 101: What is Debt-To-Income (DTI) Ratio?
• Home Loans 101: What is an Appraisal?
• Your Homebuying Journey Begins With Us
• Eager to know the benefits of a government-backed VA loan?
• Are lack of funds sidelining your homebuying dreams?
• We're the advisors that you trust and grow with. Contact us today and let us know how we can help.
• Interior Painting Tips for Homeowners
• Home Loans 101: What are Discount Points?
• Growth comes from hardships.
• Is A Reverse Mortgage Right For You? Find Out...
• We're getting into that sunshine state of mind.
• Less talk. More action.
• Add some peace-of-mind to your homebuying journey.
• 7 Unexpected Ways To Save For A Down Payment
• Wishing you peace, love, and a fresh start in the new year.
• A USDA loan can be used to purchase a variety of properties, not just farms.
• Homebuying Smarts: What Do These Mortgage Terms Mean?
• Let's celebrate our freedom!
• May all your dreams and wishes come true.
• Your Guide To First-TIme Homebuyer Benefits
• Let's celebrate National Pet Day!
• You deserve both industry and local market expertise.
• Welcome Autumn
• Fast Facts About Low Down Payment Options
• Benefits of Buying a Home Instead of Renting
• Home Loans 101: What Does "Principle" Refer To?
• Join us as we pay tribute to the contributions and achievements of American workers!
• Create a plan then work the plan.
• We use technology to make home financing faster and more accessible.
• Take The First Step Towards Getting Approved
• June is Homeownership Month
• More negotiating power!
• Home Loans 101: What is "Graduated Payment?"
• To all the rad dads --Happy Father's Day!
• Is your credit less than ideal? Compare these low credit score home loans.
• We take the mystery out of qualifying for a home loan.
• It "Pays" To Get A Cash-Out Refi
• Your Guide To FHA Loan Benefits
• Find out what local homebuying assistance programs you qualify for!
• Your Guide To Reverse Mortgage Benefits
• To all the moms --thank you for giving us the world.
• We love helping you rise to the challenge!
• Home Loans 101: What are Closing Costs?
• Wishing this Thanksgiving finds you with plenty of reasons to give thanks.
• Home Loans 101: What is Credit Scoring?
• Sometimes the only change that needs to happen is a change in our perspective.
• Easy Landscaping Tips For Homeowners
• Your next big career move awaits!
• Remember to adjust your clocks tonight!
• Expert advice at your fingertips, 24-hours a day.
• Is getting your borrower approved proving to be a challenge? We can get it done!
• The Mortgage Loan Process Explained
• Fannie Mae Updates Underwriting To Help 'Credit Invisible' Borrowers
• Rates Historically Low Despite Recent Hikes, Affordability Better Than 40 Years Ago
• Mortgage Rates Drop for the Fourth Consecutive Week
• FHA Announces New Single Family Title II and Reverse Loan Limits for 2023
• Making Sense of Today's Fed Rate Announcement
• Long-term mortgage rates fall again amid softer inflation data
• top credit dos and donts during the loan process
• 25 Popular Family Holiday Traditions
• Home Applications Are Up In December
• December Mortgage Rates Drop for Sixth Week in a Row
• Monthly Mortgage Payments Have Decreased by $300
• Homebuyers Have Many Reasons to be Optimistic in 2023!
• Is Buying a Home Your 2023 Resolution? Use SMART Goals to Make It Happen!
• What's the main feature that makes you fall in love with a home?
• Recent Job, Money Reports Spell Good News for 2023 Homebuyers
• What do you look for in an ideal neighborhood?
• Using emojis, share what excites you most about buying your first home?
• Good News: 30-Year Mortgage Rates Inch Downward
• The typical listing now goes pending in ___ days.
• 4 Out of 5 Homebuyers Who Bought Post-Pandemic Still Happy With Purchase
• Home Loan Applications Jump by 28% as Interest Rates Dip
• Dreaming of spring and summer in your own outdoor living space?
• Prepare for a fun and successful home shopping experience.
• Mortgage Rates End January 2023 Inching Downward
• Pending Home Sales Rise For The First Time Since Last Spring
• Tired of seeing your "saved" home get snatched up?
• Feds Slow Interest Rate Increase as Inflation Eases
• Which is Best: A Turnkey Home or Fixer-Upper?
• Optimistic Homebuying Season Ahead Home Prices Continue to Decline
• Take the quiz and find out if you're ready to fall in love and become a homeowner
• What's more important when buying a home: location, size, or design.
• FHA Just Reduced Mortgage Insurance Premiums Saving Homebuyers Hundreds
• Home Prices Continue to Cool in 2023 Making It a Great Time To Buy
• Discover the health benefits of homeownership
• Freddie Mac Updates "Related Person" Definition to Expands Gift Fund Options
• Renters with Fur Babies: How To Buy a Home You'll Both Love!
• How Recent Bank Failures May Affect Homebuyers and How to Prepare
• Mortgage Rates DROP in Wake of Recent Bank Failures